By visiting, using and/or submitting information to www.moneysection.com, you are accepting the practices described in this Privacy Policy and the terms and conditions of www.moneysection.com's Agreement of Terms of Use located at the URL www.moneysection.com/TAC.php (the "Terms and Conditions"). This Privacy Policy and the Terms of Use apply to your access and use of the Internet Web sites owned and operated by www.moneysection.com and its affiliates, including, but not limited, to the Web site located at URL http://www.moneysection.com ("www.moneysection.com").

Collection of Personally Identifiable Information
Many of the features of www.moneysection.com are available to you without requiring you to provide personally identifiable information. The following are certain situations in which www.moneysection.com may collect personally identifiable information from you:

Member Registration :
www.moneysection.com collects personally identifiable information from you if you register online for one of www.moneysection.com's member. When you register online with www.moneysection.com, www.moneysection.com asks for personally identifiable information such as your name, e-mail address, birth date, gender, ZIP code, occupation, industry, personal interests and other demographic information.

Use of Forums :
The www.moneysection.com contains discussion boards, which allow you to post questions and discuss any credit-related issues. To be able to post on discussion boards, you need to register. This profile may be modified at any time. Any information you post through the discussion board software (possibly including your email address and other parts of your profile) is automatically displayed on the site. The discussion boards are a public forum. We do not protect information from use or misuse nor do we guarantee the accuracy of information on the boards.

Use of Personally Identifiable Information
You agree that www.moneysection.com may use personal information about you to improve www.moneysection.com's marketing and promotional efforts, analyze site usage, improve www.moneysection.com's content and product offerings, customize www.moneysection.com's content, layout and services, and as otherwise set forth in this Privacy Policy. You also agree that www.moneysection.com may use your personal information to contact you and deliver information to you that, may be targeted to your interests, such as banner advertisements, administrative notices, product offerings, and communications correlative, or relevant to your use of www.moneysection.com. By accepting the Terms of Use and this Privacy Policy, you expressly agree to receive this information.

Online Applications
The www.moneysection.com contains direct links to on-line applications for all featured credit cards. These applications are taken and stored on the credit card issuers' web servers. The www.moneysection.com does not collect and does not have access to any of the personal information from the application form(s).

Web Site Links
The www.moneysection.com contains links to other sites. www.moneysection.com is not responsible for the privacy practices or the content of such web sites. Please refer to those sites for specific information about their privacy or security practices or policies.

IP's and Cookies
The www.moneysection.com site uses cookies to keep track of session IDs. A cookie is a small piece of information stored by a web server on your computer's hard drive. Any cookie in use by our server is temporary and will be removed when the user logs out or is timed-out by the server. Additionally, we record IP addresses to analyze trends and administer the site. An IP address is a number that is automatically assigned to your computer by your Internet Service Provider when you connect to the Internet. IP addresses are NOT linked to any personally identifiable information.

Security
Personally identifiable information you submit to www.moneysection.com is password-protected for your privacy and security. www.moneysection.com has taken measures to protect the loss, misuse or alteration of information under our control. www.moneysection.com's networking systems include standard networking equipment designed to prevent unauthorized access to any information stored within our network. All information is regularly backed up and copies are stored at a secure location.

Changes to this Privacy Policy
www.moneysection.com reserves the right to update, amend and/or change this Privacy Policy at any time in its sole discretion and without notice. Updates to this Privacy Policy will be posted here. Any information www.moneysection.com collects from you online is subject only to www.moneysection.com's most current Privacy Policy. You are encouraged to revisit this Privacy Policy from time to time in order to review any changes that have been made. www.moneysection.com's last update was March 25, 2006. Your continued access and use of www.moneysection.com following the posting of any such changes shall automatically be deemed your acceptance of the same.

Questions or Concerns
If you have questions, comments, concerns or feedback regarding this Privacy Policy, send an e-mail to webmaster@moneysection.com.

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