Your Compliance with this Agreement
You represent that you have the capacity to be bound by this Agreement, or if you are acting on behalf of a company or other entity, you have the authority to bind such company or entity. In order to determine your compliance with this Agreement, www.moneysection.com may monitor your access and use of www.moneysection.com in accordance with www.moneysection.com's Privacy Policy.

Your Access and Use of www.moneysection.com
You may use the Website and Content for your own private, non-professional use only. You may not use, copy, disseminate, distribute or re-sell the Website or Content (or any part thereof) for any commercial use or purpose whatsoever without our prior written consent. In particular, you may not use the Website or Content for carrying out or offering investment business as defined in the Financial Services and Markets Act 2000 in any capacity.
If you copy, frame, cache, deep link or set up a direct feed to any of the pages of the Website, these Terms of Use, the Privacy Policy and the Disclaimer will continue to apply.
Your right to access and use www.moneysection.com is personal to you and is not transferable by you to any other person or entity. You are only entitled to access and use www.moneysection.com for lawful purposes and pursuant to the terms and conditions of this Agreement and www.moneysection.com's Privacy Policy.
Your access and use of www.moneysection.com may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of equipment, periodic updating, maintenance or repair of www.moneysection.com or other actions that www.moneysection.com, in its sole discretion, may elect to take. www.moneysection.com reserves the right to suspend or discontinue the availability of www.moneysection.com and/or any portion or feature of www.moneysection.com at any time in its sole discretion and without prior notice.
Any action by you that, in www.moneysection.com's sole discretion: (i) violates the terms and conditions of this Agreement and/or www.moneysection.com's Privacy Policy; (ii) restricts, inhibits or prevents any access, use or enjoyment of www.moneysection.com; or (iii) through the use of www.moneysection.com, defames, abuses, harasses, offends or threatens, shall not be permitted, and may result in your loss of the right to access and use www.moneysection.com. You shall not META tag, provide links to, or frame www.moneysection.com without the prior express written permission of www.moneysection.com.

Intellectual Property
The copyright and all other intellectual property rights in the material contained in the Website, together with the website design, text and graphics, and their selection and arrangement, and all software compilations, underlying source code and software (including applets) belongs to www.moneysection.com and our licensors. All rights are reserved. None of this material may be reproduced or redistributed without our prior written permission. You may, however, download or print a single copy for your own non-commercial off-line viewing.
All rights in www.moneysection.com are owned by www.moneysection.com Limited. Other product and company names mentioned on this Website are the trademarks or registered trademarks of their respective owners.
Nothing within the Website is, or shall be deemed to constitute, financial or other advice or a recommendation to purchase any product or service. Any and all information provided within the Website is for general information purposes only. We strongly recommend that independent professional advice is obtained before you purchase any product and/or service via the Website.
www.moneysection.com is for your own personal, private and non-professional use. The information is not for resale, redistribution or for any other commercial use. If the details given relate to another individual you must obtain that person's consent.
You shall retain ownership of the data you submit to the Website. You grant us a world-wide, royalty-free, non-terminable licence to use, copy, distribute, publish and transmit such data in any manner.

Exclusions of liability
THE CONTENT AND ALL SERVICES AND PRODUCTS ASSOCIATED WITH WWW.MONEYSECTION.COM PROVIDED TO YOU ON AN "AS-IS" AND "AS AVAILABLE" BASIS. WWW.MONEYSECTION.COM MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF WWW.MONEYSECTION.COM OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES INCLUDED ON OR ASSOCIATED WITH WWW.MONEYSECTION.COM. YOU EXPRESSLY AGREE THAT YOUR USE OF WWW.MONEYSECTION.COM AND ALL PRODUCTS AND SERVICES INCLUDED ON OR ASSOCIATED WITH WWW.MONEYSECTION.COM IS AT YOUR SOLE RISK.
WWW.MONEYSECTION.COM DOES NOT MAKE ANY REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, CORRECTNESS, OR COMPLETENESS OF THE CONTENT OR THE SERVICES AND PRODUCTS ASSOCIATED WITH WWW.MONEYSECTION.COM, NOR THE SAFETY, RELIABILITY, TITLE, TIMELINESS, COMPLETENESS, MERCHANTABILITY, CONFORMITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT OR THE SERVICES AND PRODUCTS ASSOCIATED WITH WWW.MONEYSECTION.COM. IT IS YOUR SOLE RESPONSIBILITY TO INDEPENDENTLY EVALUATE THE ACCURACY, CORRECTNESS OR COMPLETENESS OF THE CONTENT AND THE SERVICES AND PRODUCTS ASSOCIATED WITH WWW.MONEYSECTION.COM. WWW.MONEYSECTION.COM MAKES NO REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE FOR DOWNLOADING FROM WWW.MONEYSECTION.COM IS FREE OF INFECTION FROM ANY VIRUSES, WORMS, TROJAN HORSES, TRAP DOORS, BACK DOORS, EASTER EGGS, TIME BOMBS, CANCELBOTS OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, DETRIMENTALLY INTERFERE WITH, SURREPTITIOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION.
www.moneysection.com use reasonable endeavors to ensure that the data on the Website is accurate and to correct any errors or omissions as soon as practicable after being notified of them. However, www.moneysection.com do not guarantee that the Website will be fault free and we do not accept liability for any errors or omissions.
Due to the nature of electronic transmission of data over the internet, any liability we may have for any losses or claims arising from an inability to access the Website, or from any use of the Website or reliance on the data transmitted using the Website, is excluded to the fullest extent permissible by law.

Public Forums
www.moneysection.com may act as a venue, through its chat rooms, bulletin boards and other forums (collectively, the "Forums"), allowing the public to contribute information and make statements. www.moneysection.com is not involved in the actual transmission of information and statements provided for in the Forums. As a result, www.moneysection.com does not approve or endorse any information or statements in the Forums, and you hereby acknowledge and agree that www.moneysection.com has no control over the quality, correctness, timeliness, safety, truth, accuracy or legality of any information provided for by you or any other person or entity in the Forums. You may find information posted in the Forums by other users to be offensive, harmful, inaccurate or deceptive. Please use caution and common sense, and do not rely solely on information or statements published in the Forums. Without limiting the generality of the foregoing, and although www.moneysection.com does not regularly review information provided for in the Forums, www.moneysection.com reserves the right, but not the obligation, to remove or edit any information in the Forums.

Third Party Links
There may be provided on www.moneysection.com links to other Web sites belonging to www.moneysection.com 's advertisers, business partners, affiliates and other third parties. Such links do not constitute an endorsement by www.moneysection.com of those Web sites, nor the products or services listed on those Web sites. www.moneysection.com is not responsible for the activities or policies of those Web sites. www.moneysection.com does not endorse or recommend the products of any particular advertiser, business partner, affiliate or other third party. www.moneysection.com does not guarantee that the terms or rates offered by any particular advertiser, business partner, affiliate or other third party on www.moneysection.com are the best terms or lowest rates available in the market.

Amendments of this Agreement
www.moneysection.com reserves the right to update, amend and/or change this Agreement at any time in its sole discretion and without notice. Updates to this Agreement will be posted here. You are encouraged to revisit this Agreement from time to time in order to review any changes that have been made. www.moneysection.com 's last update was March 24, 2006. Your continued access and use of www.moneysection.com following the posting of any such changes shall automatically be deemed your acceptance of all changes.

Miscellaneous
If any portion of this Agreement is deemed unlawful, void or unenforceable by any arbitrator or court of competent jurisdiction, this Agreement as a whole shall not be deemed unlawful, void or unenforceable, but only that portion of this Agreement that is unlawful, void or unenforceable shall be stricken from this Agreement.
The headings contained in this Agreement are for convenience of reference only, are not to be considered a part of this Agreement, and shall not limit or otherwise affect in any way the meaning or interpretation of this Agreement.
All covenants, agreements, representations and warranties made in this Agreement, as may be amended by www.moneysection.com from time to time, shall survive your acceptance of this Agreement and the termination of this Agreement.
This Agreement and www.moneysection.com 's Privacy Policy located at the URL www.moneysection.com/Policy.php represent the entire understanding and agreement between you and www.moneysection.com regarding the subject matter of the same, and supersede all other previous agreements, understandings and/or representations regarding the same.

Questions or Concerns
If you have questions, comments, concerns or feedback regarding this Privacy Policy, send an e-mail to webmaster@moneysection.com.